Risk Manager at PalmPay

Job Title: Risk Manager

Department: Compliance

Report To: Chief Compliance Officer

Direct Reports/Subordinates: Group Chief Compliance Officer

Job Grade Level:

Key Duties and Responsibilities

  • Conduct assessments to define and analyze possible risks
  • Evaluate the gravity of each risk by considering its consequences
  • Audit processes and procedures
  • Develop risk management controls and systems
  • Design processes to eliminate or mitigate potential risks
  • Create contingency plans to manage crises
  • Evaluate existing policies and procedures to find weaknesses
  • Prepare reports and present recommendations
  • Help implement solutions and plans
  • Evaluate employees’ risk awareness and train them when necessary
  • Identify and assess risks inherent in the company’s products, services, processes, and systems (e.g., cyber risks, financial fraud, regulatory compliance, and credit risks)
  • Collaborate with various departments to ensure that effective risk mitigation measures are in place across all areas of the business
  • Ensure that adequate safeguards, firewalls, and data protection measures are in place to protect both customer and company data
  • Regularly review regulatory changes and advise senior management on the potential impact on the company’s risk profile
  • Develop, implement, and maintain an Enterprise Risk Management (ERM) framework that aligns with industry best practices and company objectives
  • Ensure that risk-related policies and procedures are clearly documented and accessible to relevant stakeholders
  • Prepare and present comprehensive risk reports to the executive team, board of directors, and regulatory authorities as required
  • Develop and maintain business continuity and disaster recovery plans to ensure operational resilience in the event of a disruption or crisis
  • Collaborate with the compliance, legal, finance, IT, and operations teams to ensure that risk management efforts are integrated throughout the organization

Key Requirement

Education and Work Experience

  • A bachelor’s degree in Finance, Business, Risk Management, or a related field. A master's degree or professional certifications (e.g., FRM, PRM, or CRM) is preferred
  • Must have completed NYSC
  • 5-6 years of experience in KYC/AML process, compliance, operations, risk & control functions
  • Strong knowledge of fintech regulations and their impact on the business
  • Experience in cybersecurity risk management, financial risk modeling, and compliance regulations
  • Previous experience working with senior leadership to develop risk management strategies

Key Requirement / Skills

  • Strong analytical and problem-solving skills with the ability to assess and mitigate complex risks
  • Excellent communication and interpersonal skills to collaborate with cross-functional teams
  • Familiarity with risk management tools and software, as well as financial and business modeling
  • Knowledge of enterprise risk management (ERM) frameworks and best practices
  • Ability to stay updated with the latest trends, regulations, and technology developments in the fintech space

Method of application: Click on this link to apply