Relationship Manager - Commercial Banking South(Umuahia) at First Bank
Duties & Responsibilities
- Book quality assets and ensure effective portfolio monitoring for early detection of defaults.
- Work closely with the Business Manager in the execution of the team’s functions and activities.
- Champion the drive for deposit mobilization and trade transaction.
- Provide the best customer service available in the industry.
- Develop and maintain relationship with clients by providing professional and specialized financial solutions in all areas.
- Assist in Transaction Memos and provide relationship background and financial information support, as necessary.
- Provide support in the structuring of credits in line with business potentials.
- Manage and deepen relationships with existing and prospective customers.
- Win new accounts and resuscitate dormant relationships.
- Market the bank’s products to meet customer needs.
- Initiate development of products required to meet customer needs.
Education
Minimum Education: First Degree or its equivalent in any discipline preferably business-related.
Higher Degrees and relevant Professional Certificate will be an added advantage.
Experience
Minimum experience – 3 years relevant banking (marketing and credit) experience.
Knowledge
- Good knowledge of the business environment
- Credit/Risk Management
- Banking structure, policies, and procedures
- Customer Service
- Strategic Business Planning
Skill/Competencies
- Negotiation skills
- Strong networking and relationship management skills
- Reasoning and analytical skills
- Deal structuring skills
- Strong credit and marketing skills
- Excellent people management skills
- IT and Computer appreciation
- Communication skills (written and oral)
- Portfolio Management
- Credit Assessment and Structuring
- Marketing/Sales
- Business/Product Development
- Customer Relationship Management
- Budget Planning & Control
- Financial Analysis
- Business Operational Strategy
NOTE: Only shortlisted applicants will be contacted.